Senior Director, Product Management

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.About the Product team  The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. About the role Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay-over-time, and network-native experiences into a single product. We’re looking for a Director of Product to lead the Affirm Card and Card Platform—owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations. This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas. What you’ll do Own the Card domain end-to-end

Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today.

Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards)

Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations.

Translate company strategy into a coherent roadmap spanning multiple teams and systems

Build and scale a high-performing product organization

Manage and develop a team of PMs and PM leaders

Establish product standards, operating cadence, and decision frameworks

Build a durable org that delivers high-quality outcomes without direct involvement in every decision

Drive business outcomes at scale

Own GMV, engagement, unit economics, and credit outcomes for the Card domain

Shape investment strategy, tradeoffs, and resource allocation across multiple product areas

Partner with Finance and Credit to optimize profitability and risk

Lead platform strategy and execution

Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems)

Partner deeply with Engineering to make cost vs. value tradeoffs at the system level

Ensure the Card Platform scales reliably across use cases, geographies, and partners

Operate as a cross-functional leader

Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM

Build strong relationships with external partners (networks, processors, wallet providers)

Represent the Card domain in executive forums and company planning cycles

What we look for Product leadership at scale

15+ years in product management, with experience leading multi-team product areas or platforms

Track record of owning large domains or business lines with meaningful financial impact

Org-building capability

Experience managing managers and building high-performing PM teams

Proven ability to create systems, processes, and culture that scale

Strategic and systems thinker

Ability to operate at portfolio-level altitude—connecting product decisions to company strategy

Strong judgment across second- and third-order tradeoffs, especially in complex systems

Platform + fintech depth

Experience in payments, cards, fintech, or adjacent infrastructure

Comfort working on both consumer-facing products and backend platforms

Execution and influence

Ability to drive alignment across senior stakeholders and functions

Strong product instincts paired with rigorous, data-driven decision-making

Why this role matters Affirm Card is one of the fastest-growing parts of the business and a key driver of long-term differentiation. This role will shape:

How Affirm shows up every day in consumers’ wallets

How we blend debit, credit, and pay-over-time into one experience

The platform foundation that enables future financial products

Pay Grade - VEquity Grade - 21 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target.Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $391,000 - $431,250USA On Target Earnings (all other U.S. states) per year: $350,750 - $391,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents  Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

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